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Careers after Retirement

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Consider this situation... You have a $400,000 nest egg reserved for retirement. You have invested it in a bank that is yielding an interest of seven percent in five years. You want it to mature, so you decide to leave it untouched and find a job to meet your day-to-day financial needs. This will help you from needing to dip into your retirement savings. At the end of five years, your retirement savings amounts to $540,000.

So decide what to do to: continue work or draw on your retirement savings?

Pursuing a job after retirement is a growing trend among retired people. According to the National Council of Aging, one out of three people in the U.S. work after retirement. Besides the money factor, what encourages them to join work once again is the activity and challenge. Whatever the reason, if you too are seeking a post - here are some options:


Work with your current employer: A recent survey conducted by Cornell University inferred that three out of four companies would permit employees to continue work by cutting down their work hours to an extent, but there would be a change in their employment policies during this phase. The survey also says that 26 percent of employers let retirees work part-time without any alteration in the health settlements. It further states that 40 percent would give its employees pension benefits even though they are working part-time.

Try the Government and Community Programs: Federal and state government as well as communities have a range of programs that provide job training and employment services to seniors. One among them is the Senior Community Service Employment Program (SCSEP), by the U.S. Department of Labor that trains low-income retirees for various community service jobs. Some recommendable community programs are Career One-Stop Centers and America's Job Bank.

Freelance writing jobs: If you have an interest in writing, freelance writing jobs are the perfect retirement jobs. You can do this from the comfort of your home and there is a huge demand for good web writers, short-story writers, technical writers, e-books writers, and more.

Work as a consultant: After many years of professional experience in your field of specialty, you could lend your expertise to others through consulting. You can join a firm as a consultant that hires such experts on a temporary basis based on project requirements, or perhaps work out of your home directly with people who seek your expertise.
Customer Service Representative: There are plenty of part-time retirement jobs in departmental stores and retail outlets meant for retirees. As a customer service representative, you can work as a greeter, a cashier, or at the customer service desk. These are jobs that can give you financial stability. If the employing organization is a reputed one, they may also have benefits available, and be able to work around your choice of hours.

Telemarketer: This retirement job is physically easy on your part as you can sit for the majority of your work day. All you need is good communication skills. It is fairly rewarding and an ideal option if you have experience in direct sales. Even if you don't, most companies provide training too.

Clerical jobs: This is a very good retirement job option, as employees just can also sit the majority of the time with minimal physical strain. If you would like such a job, get in touch with local real estate agencies, doctor, and veterinary offices to know about the openings. Such jobs are also available in the oil and gas industry, the staffing industry and the research field.

Assistant Librarian - This is the perfect retirement job for book lovers. Moreover, most retirees will prefer it as hours are flexible and they need to sit for most of the day. It requires very little or no physical exertion.

As more and more seniors decide to utilize their time by finding part-time retirement jobs, the companies too are taking steps to hire retirees. So if you intend to return to work soon after retirement, start planning early or look for jobs that are suitable for you as soon as possible.
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